What does Medicare pay for and what does Medicaid cover?

Medicare is federal health insurance for every American 65 years of age or older. It covers acute episodes, such as hospitalization and rehabilitation after leaving a hospital. Like all insurance policies, it does not cover all the expenditures. That’s why many will purchase supplemental or “Medigap” insurance to cover co payments and deductibles. In addition, this supplemental insurance can be used to pay for non-covered expenditures such as prescriptions. In general, Medicare does NOT pay for long-term care – either in nursing homes or in an assisted living community. For more information on Medicare, please visit the Medicare website at http://www.cms.hhs.gov/medicare. Additional information on Medicare and Medigap is also available from SHIIP. Medicaid is a state-managed healthcare and long-term care program for the financially needy. Typically, those with low income and very few assets are eligible for Medicaid. In most states, Medicaid will pay for nursing home care and some have the option of remaining in their homes and receiving in-home services. For more information, please visit the Medicaid website at http://www.cms.hhs.gov/medicaid

How should mail be addressed and where is the facility located?

Please be sure to include the resident’s first and last name when sending mail to our facility. All personal mail is delivered unopened to each resident. Upon resident or family request, helpful staff or volunteers can assist with opening and reading mail.

Is there an endowment fee?

No, it is a monthly rental rate, no endowment fee is required, however a non-refundable processing fee is required and is transferrable to our other campus facilities.

What is the continuum of care offered when you purchase a Villa?

Upon the purchase of a Villa, this means that when the time comes when you may have to downsize further to an apartment or go to our Assisted Living facility or our Nursing Home, you are a priority admission. You or your family does not have to look further for placement or worry about a wait list for entry.

Who pays the real estates taxes on the Villas?

Your real estate taxes are prorated the first year, and they become the responsibility of the individual owner thereafter.

Is there a maintenance fee for the Villas and what does it cover?

We have an Included Services Contract that is signed at closing which states we will handle lawn care, snow removal and rubbish removal for your Villa. There is a monthly fee for these services.

Are the Villas age restrictive?

Yes, they are. One person of a couple must be 55 to reside in a Villa.

What privileges are offered with the purchase of a Villa?

You are welcome to join any activities at our other facilities, use the scheduled transportation, or designated common areas on the campus.

What is included with the month-to-month rent of an Independent Suite?

The monthly rental fee includes: 2 meals per day, weekly housekeeping, scheduled transportation to and from shopping and other activities, beauty /barber shop, all utilities (except telephone) including cable TV, complete building and grounds maintenance, and peace of mind for your family knowing someone is at our desk 24 hours per day.

How quickly may I rent an Independent Suite apartment?

Apartments are rented upon availability. If there is not an apartment available at that particular moment, you may pay your deposit and be placed on our waiting list. As an apartment becomes available, you will be called at which time you may accept or decline.

What is included with the month-to-month rent?

The monthly rental fee includes: 3 meals per day, daily housekeeping, scheduled transportation to and from shopping and other activities, beauty /barber shop, all utilities (except telephone & cable) including complete building and grounds maintenance, and peace of mind for your family knowing someone is at our desk 24 hours per day.

Is financial support available?

Yes, depending on facility location you may be eligible for financial support.

What activities are offered?

We are proud to offer a wide variety of physical, social and intellectual activities for all our residents.

What is the advantage of selling my home and purchasing a Villa?

There are many advantages. One of the main advantages is eliminating exterior maintenance. For other advantages, please contact us. You are now going to enjoy the retirement you have dreamed about.

What is the difference between Independent Living, Assisted Living and Skilled Nursing Facilities?

Independent Living does not include services designed to support activities of daily living such as dressing and grooming. Under this living arrangement, the tenant leads an independent lifestyle that requires no extra assistance. Assisted Living provides a special combination of housing, personalized supportive services and healthcare designed to meet the needs of those who require help with activities of daily living. A Nursing Home, also known as a Skilled Nursing Facility, has Registered Nurses who provide 24-hour care to residents who can no longer care for themselves due to physical, emotional or mental conditions.

Frequently Asked Questions was last modified: April 12th, 2014 by Courtyard Estates Logo